instant. secure. scalable Payments
instant. secure. scalable Payments
POWER your money movements across Africa.
POWER your money movements across Africa.
Power your money movements across Africa
POWER your money movements across Africa.
Empowering businesses to operate smarter, scale faster, and stay in control.
Empowering businesses to operate smarter, scale faster, and stay in control.
Empowering businesses to operate smarter, scale faster, and stay in control.
ZMW
PAID
tilt id
876342
ben
zmw
lembi
NGN
Jess
GHS
mary
ZMW
ngn
PAID
mark
ghs
bongazi
zmw
linda
ngn
mary
ZMW
ngn
PAID
tilt id
876342
mark
ghs
bongazi
zmw
linda
ngn
mary
ZMW
batch amount
currency
NGN
no of recipients
batch amount
currency
NGN
no of recipients
batch amount
currency
NGN
no of recipients
batch recipients
total batch amount
40,250.00
no of recipients
38
currency
NGN
pay using
z code
account balance
120,650.00
recipient varification
otp
Scale payments - Win markets
Scale payments - Win markets
transforming the way businesses pay individuals across Africa
transforming the way businesses pay individuals across Africa
transforming the way businesses pay individuals across Africa
transforming the way businesses pay individuals across Africa
01
our solution
multi market bulk payments
01
our solution
multi market bulk payments
01
our solution
multi market bulk payments
multi market Real-Time bulk Payments
multi market Real-Time bulk Payments
multi market Real-Time bulk Payments
Managing large-scale disbursements across diverse African markets is a complex challenge. Fragmented payment infrastructures, high costs, and slow processing hinder growth for businesses like yours. Tilt is purpose-built to solve this. We provide the unified, real-time infrastructure needed to execute bulk payments seamlessly across the continent, connecting you to all local providers from a single, secure platform. Simplify your loan disbursements, remitter payouts, or vendor payments, expand your operational reach, and accelerate your growth with Tilt.
Managing large-scale disbursements across diverse African markets is a complex challenge. Fragmented payment infrastructures, high costs, and slow processing hinder growth for businesses like yours. Tilt is purpose-built to solve this. We provide the unified, real-time infrastructure needed to execute bulk payments seamlessly across the continent, connecting you to all local providers from a single, secure platform. Simplify your loan disbursements, remitter payouts, or vendor payments, expand your operational reach, and accelerate your growth with Tilt.
Managing large-scale disbursements across diverse African markets is a complex challenge. Fragmented payment infrastructures, high costs, and slow processing hinder growth for businesses like yours. Tilt is purpose-built to solve this. We provide the unified, real-time infrastructure needed to execute bulk payments seamlessly across the continent, connecting you to all local providers from a single, secure platform. Simplify your loan disbursements, remitter payouts, or vendor payments, expand your operational reach, and accelerate your growth with Tilt.
bulk disburse
Nigeria
via - Z CODE VOUCHER
ben
ngn 116,2500.00
received
bulk disburse
via - Z CODE VOUCHER
ngn 116,2500.00
SENT
no of reciptients
45
AYO EZE
INBOX
NGN 116,2500.00 sent to you via Z CODE. To withdraw as cash take this Z CODE 476-787-259 to any outlet. Dial *343* to transfer to a mobile wallet of your choice.
bulk disburse
Nigeria
via - Z CODE VOUCHER
ben
ngn 116,2500.00
received
bulk disburse
via - Z CODE VOUCHER
ngn 116,2500.00
SENT
no of reciptients
45
AYO EZE
INBOX
NGN 116,2500.00 sent to you via Z CODE. To withdraw as cash take this Z CODE 476-787-259 to any outlet. Dial *343* to transfer to a mobile wallet of your choice.
bulk disburse
Nigeria
via - Z CODE VOUCHER
ben
ngn 116,2500.00
received
bulk disburse
Z CODE VOUCHER
ngn 116,2500.00
SENT
no of reciptients
45
AYO EZE
INBOX
NGN 116,2500.00 sent to you via Z CODE. To withdraw as cash take this Z CODE 476-787-259 to any outlet. Dial *343* to transfer to a mobile wallet of your choice.
A new standard for African payments
A new standard for African payments
A new standard for African payments
our products
our products
our products
our products
Move money across Africa using our one a collection of our payment methods. Skip the complexity and use our unified network of payment solutions to scale and grow your business.
Move money across Africa using our one a collection of our payment methods. Skip the complexity and use our unified network of payment solutions to scale and grow your business.
Move money across Africa using our one a collection of our payment methods. Skip the complexity and use our unified network of payment solutions to scale and grow your business.
Disbursements
Disbursements
Disbursements
Disburse funds your way, either directly to an account or through a redeemable voucher.
Disburse funds your way, either directly to an account or through a redeemable voucher.
Disburse funds your way, either directly to an account or through a redeemable voucher.
Direct Transfer
Direct Transfer
Send money instantly to mobile wallets or bank accounts, whether across borders or within local markets.
Send money instantly to mobile wallets or bank accounts, whether across borders or within local markets.
Tilt supports real-time transfers in multiple currencies, giving you full reach and flexibility across Africa’s financial landscape.
Tilt supports real-time transfers in multiple currencies, giving you full reach and flexibility across Africa’s financial landscape.
Z CODE Vouchers
Z CODE Vouchers
Send a Z CODE Voucher to your recipients, allowing flexible redemption in cash at an agent, via ATM, or into a wallet or bank account of their choice.
Send a Z CODE Voucher to your recipients, allowing flexible redemption in cash at an agent, via ATM, or into a wallet or bank account of their choice.
It’s the perfect blend of receiver choice and sender control—with real-time redemption tracking and the ability to cancel or refund at any time.
It’s the perfect blend of receiver choice and sender control—with real-time redemption tracking and the ability to cancel or refund at any time.
Collections
Collections
Collections
Collect funds seamlessly across markets using the method that fits best—Request to Pay, Virtual Accounts, or Cash—depending on local infrastructure and customer preferences.
Collect funds seamlessly across markets using the method that fits best—Request to Pay, Virtual Accounts, or Cash—depending on local infrastructure and customer preferences.
Collect funds seamlessly across markets using the method that fits best—Request to Pay, Virtual Accounts, or Cash—depending on local infrastructure and customer preferences.
Request to Pay
Request to Pay
Request to Pay makes collections simpler and smarter.
Request to Pay makes collections simpler and smarter.
Initiate payment requests directly to your customers’ mobile wallets or banking apps, allowing them to approve and pay in real time. Ideal for markets with high wallet penetration, this method ensures faster settlement, better visibility, and improved customer experience.
Initiate payment requests directly to your customers’ mobile wallets or banking apps, allowing them to approve and pay in real time. Ideal for markets with high wallet penetration, this method ensures faster settlement, better visibility, and improved customer experience.
Virtual Accounts
Virtual Accounts
Virtual Accounts give you a scalable, bank-grade way to collect payments with ease.
Virtual Accounts give you a scalable, bank-grade way to collect payments with ease.
Assign unique account numbers to each customer or transaction, enabling instant reconciliation and seamless tracking of incoming funds.
Assign unique account numbers to each customer or transaction, enabling instant reconciliation and seamless tracking of incoming funds.
Cash
Cash Collections ensure you can reach customers even in the most cash-reliant markets.
Cash Collections ensure you can reach customers even in the most cash-reliant markets.
Leverage our trusted agent network to collect deposits in person, with real-time tracking and centralised settlement. Ideal for underserved areas or customers without access to digital channels.
Leverage our trusted agent network to collect deposits in person, with real-time tracking and centralised settlement. Ideal for underserved areas or customers without access to digital channels.
Tilt provides essential financial primitives to build and scale your business across Africa.
Tilt provides essential financial primitives to build and scale your business across Africa.
Seamless Pan-African Money Movement
Seamless Pan-African Money Movement
Seamless Pan-African Money Movement
our solutions
our solutions
our solutions
our solutions
We provide a full suite of payment and collection solutions designed for the realities of African markets.
We provide a full suite of payment and collection solutions designed for the realities of African markets.
We provide a full suite of payment and collection solutions designed for the realities of African markets.
01
Bulk Disbursement to Remote or Unbanked Recipients
Bulk Disbursement to Remote or Unbanked Recipients
Bulk Disbursement to Remote or Unbanked Recipients
Businesses or NGO's can pay many individuals in hard-to-reach or under-banked areas. The use of Z-Codes, cash agents, mobile wallets, or banks gives recipients choice. Useful for wages, beneficiary payments or cash transfers. Use our online web platform for quick access to services with no technical integration needed.
Businesses or NGO's can pay many individuals in hard-to-reach or under-banked areas. The use of Z-Codes, cash agents, mobile wallets, or banks gives recipients choice. Useful for wages, beneficiary payments or cash transfers. Use our online web platform for quick access to services with no technical integration needed.
Businesses or NGO's can pay many individuals in hard-to-reach or under-banked areas. The use of Z-Codes, cash agents, mobile wallets, or banks gives recipients choice. Useful for wages, beneficiary payments or cash transfers. Use our online web platform for quick access to services with no technical integration needed.
Reach remote or unbaked areas
Multi-channel distribution
Online web platform
mary
mary
rwanda
rwanda
Z CODE VOUCHER
Z CODE VOUCHER
status
status
received
received
rwf 6,830.00
rwf 6,830.00
amount
amount
02
Payroll & Salary Payments
Payroll & Salary Payments
Payroll & Salary Payments
Employers can make bulk payments to banked or unbanked workers via mobile wallets, banks or agents, with tracking and proof of payment. Helps reduce cash handling risk and increases speed.
Employers can make bulk payments to banked or unbanked workers via mobile wallets, banks or agents, with tracking and proof of payment. Helps reduce cash handling risk and increases speed.
Employers can make bulk payments to banked or unbanked workers via mobile wallets, banks or agents, with tracking and proof of payment. Helps reduce cash handling risk and increases speed.
Pay banked or unbanked recipients
Tracking & proof of payments
03
Claims Disbursement & Claims Payout
Claims Disbursement & Claims Payout
Claims Disbursement & Payout
Insurance firms can more easily disburse funds to claimants using interoperable Z-Codes or direct transfers. Gives claimants options of cash or digital channels. Ensures proof & tracking.
Insurance firms can more easily disburse funds to claimants using interoperable Z-Codes or direct transfers. Gives claimants options of cash or digital channels. Ensures proof & tracking.
Insurance firms can more easily disburse funds to claimants using interoperable Z-Codes or direct transfers. Gives claimants options of cash or digital channels. Ensures proof & tracking.
Cash or digital options
Voucher or direct transfers
04
Invoice & Premium Collections
Invoice & Premium Collections
Invoice & Premium Collections
Insurance firms can more easily disburse funds to claimants using interoperable Z-Codes or direct transfers. Gives claimants options of cash or digital channels. Ensures proof & tracking.
Insurance firms can more easily disburse funds to claimants using interoperable Z-Codes or direct transfers. Gives claimants options of cash or digital channels. Ensures proof & tracking.
Insurance firms can more easily disburse funds to claimants using interoperable Z-Codes or direct transfers. Gives claimants options of cash or digital channels. Ensures proof & tracking.
Unique merchant codes
Streamlined reconcilation
total batch amount
116,250.00
currency
NGN
no of recipients
120
ben
ngn 116,2500.00
received
sima
ngn 116,230.00
received
total batch amount
116,250.00
currency
NGN
no of recipients
120
ben
ngn 116,2500.00
received
sima
ngn 116,230.00
received
total batch amount
116,250.00
currency
NGN
no of recipients
120
ben
ngn 116,2500.00
received
sima
ngn 116,230.00
received
Your True Pan-African Partner
Your True Pan-African Partner
Your True Pan-African Partner
Why High-Volume Businesses Trust Tilt
Why High-Volume Businesses Trust Tilt
Why High-Volume Businesses Trust Tilt
Why High-Volume Businesses Trust Tilt
Unlike fragmented solutions, Tilt provides a truly unified network spanning across the continent. We connect you directly to local payment ecosystems, enabling seamless transactions across diverse regions and regulatory environments from a single integration point.
Unlike fragmented solutions, Tilt provides a truly unified network spanning across the continent. We connect you directly to local payment ecosystems, enabling seamless transactions across diverse regions and regulatory environments from a single integration point.
Unlike fragmented solutions, Tilt provides a truly unified network spanning across the continent. We connect you directly to local payment ecosystems, enabling seamless transactions across diverse regions and regulatory environments from a single integration point.
01
flexible products
Send and receive funds across multiple markets, methods and currencies.
bulk disburse
Mary
Nigeria
ngn 100,830.00
received
no of reciptients
45
via - Z CODE VOUCHER
02
pan-african reach
Access 40+ African markets through our licenses and trusted local partners, with deep regional expertise.
Nigeria
Zambia
Tanzania
Malawi
DRC
Zimbabwe
rwanda
ghana
03
flexible funding & settlement
Fund in USD, USDC, or USDT and settle locally in the way that best suits your business and your recipients.
04
seamless api integration
Integrate quickly with our clean, well-documented API—built for developers, backed by specialists.
05
responsive SUPPORT
Connect with real people via live chat to get fast, effective help—no ticket queues, no call centres.
Tilt Support
Hi Musa, how can I help?
10:25AM
06
trusted & secure
Your payments are protected by enterprise-grade encryption, fraud controls, and regulatory compliance.
k 960,830.00
sent
01
flexible
products
Send and receive funds across multiple markets, methods and currencies.
bulk disburse
Mary
Nigeria
ngn 100,830.00
received
no of reciptients
45
via - Z CODE VOUCHER
02
pan-african
reach
Access 40+ African markets through our licenses and trusted local partners, with deep regional expertise.
Nigeria
Zambia
Tanzania
Malawi
DRC
Zimbabwe
rwanda
ghana
03
flexible funding
& Settlement
Fund in USD, USDC, or USDT and settle locally in the way that best suits your business and your recipients.
04
SEAmless api
integration
Integrate quickly with our clean, well-documented API—built for developers, backed by specialists.
05
responsive
SUPPORT
Connect with real people via live chat to get fast, effective help—no ticket queues, no call centres.
Tilt Support
Hi Musa, how can I help?
10:25AM
06
trusted
& secure
Payments are protected by enterprise-grade encryption, fraud controls, & regulatory compliance.
k 960,830.00
sent
payments for all business needs
payments for all business needs
Powering Africa's Leading Fintechs & Enterprises
Powering Africa's Leading Fintechs & Enterprises
Powering Africa's Leading Fintechs & Enterprises
Powering Africa's Leading Fintechs & Enterprises
Tilt is the trusted infrastructure for businesses processing high-volume transactions, including:
Tilt is the trusted infrastructure for businesses processing high-volume transactions, including:
Micro Finance
IMTO's
Fintechs
NGO's
Banks
mary
rwanda
ref - micro finance
status
received
rwf 6,830.00
amount
Micro Finance
Accelerate Loan Disbursements and Fund Transfers
Support your borrowers with fast, reliable access to micro-loans, operational funds, or support payments—delivered in real time to any mobile wallet or bank account. Designed for microfinance institutions operating across African markets, our platform ensures timely transfers, reduces float, and gives you full visibility and control across every transaction.
Read Docs
>
Micro Finance
IMTO's
Fintechs
NGO's
Banks
mary
rwanda
ref - micro finance
status
received
rwf 6,830.00
amount
Micro Finance
Accelerate Loan Disbursements and Fund Transfers
Support your borrowers with fast, reliable access to micro-loans, operational funds, or support payments—delivered in real time to any mobile wallet or bank account. Designed for microfinance institutions operating across African markets, our platform ensures timely transfers, reduces float, and gives you full visibility and control across every transaction.
Read Docs
>
Micro Finance
IMTO's
Fintechs
NGO's
Banks
mary
rwanda
ref - micro finance
status
received
rwf 6,830.00
amount
Micro Finance
Accelerate Loan Disbursements and Fund Transfers
Support your borrowers with fast, reliable access to micro-loans, operational funds, or support payments—delivered in real time to any mobile wallet or bank account. Designed for microfinance institutions operating across African markets, our platform ensures timely transfers, reduces float, and gives you full visibility and control across every transaction.
Read Docs
>
Select Currency
no of recipients
recall payments
verify customers
Receive Payments
Disbruse funds
Select Currency
no of recipients
verify customers
Receive Payments
Select Currency
no of recipients
verify customers
Receive Payments
seamless api integration
seamless api integration
seamless api integration
Intergrate once, pay anywhere
Intergrate once, pay anywhere
Intergrate once, pay anywhere
Intergrate once, pay anywhere
Our powerful, well-documented API allows for rapid integration, enabling your systems to automate and manage complex bulk payment workflows with minimal effort.
Our powerful, well-documented API allows for rapid integration, enabling your systems to automate and manage complex bulk payment workflows with minimal effort.
Our powerful, well-documented API allows for rapid integration, enabling your systems to automate and manage complex bulk payment workflows with minimal effort.
Simple Steps to Streamlined Bulk Payments
Simple Steps to Streamlined Bulk Payments
Simple Steps to Streamlined Bulk Payments
01
products
products
Send and receive funds across multiple markets, methods and currencies.
Send and receive funds across multiple markets, methods and currencies.
Read docs
02
process Bulk
process Bulk
Upload or trigger mass payouts to thousands of recipients instantly.
Upload or trigger mass payouts to thousands of recipients instantly.
Read docs
03
optimise & scale
optimise & scale
Track, reconcile, and expand your operations across Africa with ease.
Track, reconcile, and expand your operations across Africa with ease.
Read docs
Plug into real-time pan-African payments via API or dashboard
concise documenation
concise documenation
Clear and concise documentation via Tilt Pay.
Bank grade security
Bank grade security
End-to-end encryption, fraud prevention, and KYC/AML compliant.
End-to-end encryption, fraud prevention, and KYC/AML compliant.
one integration
one integration
All channels (wallets, banks, agents) across multiple countries.
All channels (wallets, banks, agents) across multiple countries.
Reporting
Reporting
A veiw of all your transactions
A veiw of all your transactions
Accounts
Accounts
Enter your ID to view transfers & payment requests
Enter your ID to view transfers & payment requests
A view of your current accounts
A view of your current accounts
Home
Home
Collection Account
Collection Account
XTP829469426
XTP829469426
ZMW
ZMW
Zambian Kwacha
Zambian Kwacha
Account Number:
Account Number:
Settlement Account
Settlement Account
XTP829467420
XTP829467420
ZMW
ZMW
Zambian Kwacha
Zambian Kwacha
Account Number:
Account Number:
API Portal
API Portal
Home
Home
Transactions
Transactions
Accounts
Accounts
Reporting
Reporting
Institutions
Institutions
Contact Support
Contact Support
Reporting
A veiw of all your transactions
Accounts
Enter your ID to view transfers & payment requests
A view of your current accounts
Home
Collection Account
XTP829469426
ZMW
Zambian Kwacha
Account Number:
Settlement Account
XTP829467420
ZMW
Zambian Kwacha
Account Number:
API Portal
Home
Transactions
Accounts
Reporting
Institutions
Contact Support
our story
our story
our story
an African payment pioneer
an African payment pioneer
an African payment pioneer
an African payment pioneer
An short introduction into the story behind Tilt
An short introduction into the story behind Tilt
An short introduction into the story behind Tilt
01
our story
our story
our story
TILT AFRICA
the evolution of tilt
the evolution of tilt
the evolution of tilt
the evolution of tilt
A deep understanding of the financial services ecosystem
01
01
Where it Began
Where it Began
Born from a deep understanding of Africa's diverse payment landscape, Tilt was created to address the inefficiencies and fragmentation hindering cross-border commerce. We assembled a team of fintech veterans and local market experts, committed to building a platform that not only meets current needs but anticipates future demands. Our journey is one of relentless innovation, driven by the success of our partners.
Tilt is the Fintech brand of Zoona, a payments business licensed in Zambia since 2009. With a proven track record of reliability, regulatory compliance, and innovation, Zoona has built deep trust across the financial services ecosystem.
Tilt builds on this foundation with the agility of a modern tech platform. We enable secure, high-volume transactions while adapting quickly to client needs and evolving market demands.
Born from a deep understanding of Africa's diverse payment landscape, Tilt was created to address the inefficiencies and fragmentation hindering cross-border commerce. We assembled a team of fintech veterans and local market experts, committed to building a platform that not only meets current needs but anticipates future demands. Our journey is one of relentless innovation, driven by the success of our partners.
Tilt is the Fintech brand of Zoona, a payments business licensed in Zambia since 2009. With a proven track record of reliability, regulatory compliance, and innovation, Zoona has built deep trust across the financial services ecosystem.
Tilt builds on this foundation with the agility of a modern tech platform. We enable secure, high-volume transactions while adapting quickly to client needs and evolving market demands.
who makes tilt work?
who makes tilt work?
meet the team
meet the team
meet the team
meet the team
Our leadership team brings together decades of experience in fintech, payments, and African markets, united by a shared passion for driving financial inclusion and efficiency.
Our leadership team brings together decades of experience in fintech, payments, and African markets, united by a shared passion for driving financial inclusion and efficiency.
THE TILT ADVANTAGE
THE TILT ADVANTAGE
An Unmatched Pan-African Network
An Unmatched Pan-African Network
An Unmatched Pan-African Network
An Unmatched Pan-African Network
Execute large-scale disbursements with unparalleled efficiency. Tilt enables you to send funds instantly to thousands, even millions, of recipients via various channels including bank accounts, mobile money wallets, and digital payment providers across the entire African continent. Perfect for loan disbursements, remitter payouts, gig worker payments, or supply chain financing.
Execute large-scale disbursements with unparalleled efficiency. Tilt enables you to send funds instantly to thousands, even millions, of recipients via various channels including bank accounts, mobile money wallets, and digital payment providers across the entire African continent. Perfect for loan disbursements, remitter payouts, gig worker payments, or supply chain financing.
Pan-African Coverage
Access every major local payment network and channel across the continent.
Pan-African Coverage
Access every major local payment network and channel across the continent.
Pan-African
Coverage
Access every major local payment network and channel across the continent.
Scalable Infrastructure
Built to support millions of transactions daily—without compromising speed or reliability.
Scalable Infrastructure
Built to support millions of transactions daily—without compromising speed or reliability.
Scalable
Infrastructure
Built to support millions of transactions daily—without compromising speed or reliability.
Smart Reconciliation
Automate your reconciliations with easy access to the data you need, streamlined, & accurate.
Smart Reconciliation
Automate your reconciliations with easy access to the data you need, streamlined, & accurate.
Smart
Reconciliation
Automate your reconciliations with easy access to the data you need, streamlined, & accurate.
Batch Processing
Easily upload payment files for smooth, large-scale disbursements.
Batch Processing
Easily upload payment files for smooth, large-scale disbursements.
Batch
Processing
Easily upload payment files for smooth, large-scale disbursements.
Real-Time Tracking
Monitor every payment instantly with live status updates and full transparency.
Real-Time Tracking
Monitor every payment instantly with live status updates and full transparency.
Real-Time
Tracking
Monitor every payment instantly with live status updates and full transparency.
Automated Reconciliation
Simplify accounting with detailed transaction data and webhooks
Automated Reconciliation
Simplify accounting with detailed transaction data and webhooks
Automated
Reconciliation
Simplify accounting with detailed transaction data and webhooks
Multi-Currency Support
Send and receive in local currencies with competitive FX and seamless conversions.
Multi-Currency Support
Send and receive in local currencies with competitive FX and seamless conversions.
Multi-Currency
Support
Send and receive in local currencies with competitive FX and seamless conversions.
Enterprise-Grade Security
Your transactions are protected by advanced encryption, compliance protocols, and fraud controls.
Enterprise-Grade Security
Your transactions are protected by advanced encryption, compliance protocols, and fraud controls.
Enterprise-Grade
Security
Your transactions are protected by advanced encryption, compliance protocols, and fraud controls.
contact us
EMAIL us At
hello@tiltafrica.com
hello@tiltafrica.com
hello@tiltafrica.com
hello@tiltafrica.com
hello@tiltafrica.com
Ready to elevate your Pan-African payment strategy?
Our team is here to answer your questions, provide a personalised demo, or help you get started with Tilt.